Malum is a payment processor that allows you to accept payments without the risk of chargebacks. We offer a variety of services such as a public API, plugins and addons for different store systems and much more. We offer a simple pricing model that is easy to understand. We offer a merchant account that can be opened within 2 minutes, no questions asked, no kyc. We offer instant payouts, once a payout has been requested its broadcasted immediately. We offer a fraud detection system that monitors every transaction and customer. If something stands out our system will flag it. We do not enforce restrictions. Everyone can use our services.

You can make a payment through an Internet browser from any device, including a smartphone.

Data is securely protected and encrypted in accordance with PCI DSS 3.2 Level 1 by our partners. User data is encrypted during transmission. We do not store any sensitive data on our servers.

Make sure that the sender has access to transactions on the Internet, the card balance is sufficient for the transfer, and try again. Funds are held on the sender's card and debited only in case of successful authorization to credit funds.

Yes. We do not ask for any type of KYC, KYB, etc. from you as a Merchant when making an account with us. Only that you confirm your email after you signup.

Yes. As soon as your customer(s) order is marked as settled in our system you'll be able to withdraw the money anytime under the "Withdraw" section on the merchant dashboard. There will be a "Min Withdraw" when selecting the crypto you wish to withdraw to, but the amounts are very low depending on each crypto.

When it comes to vouches from current vendors using us, we have some displayed on our frontpage, but to give out the names/sites/shops directly goes against the trust that we promise you as a vendor will happen when you signup with us.

Yes. Once you signup with us you'll find the "referral" section on the merchant dashboard and you'll be able to make a custom codename for your link to send out.

If you're not seeing a payment method at checkout then the Min Checkout for X payment method hasn't been hit, or the country that is set at checkout isn't supported for X payment method.

Yes. Once you make a merchant account with us you'll be able to find all the supported payment gateways under the merchant dashboard and request and deactivate any payment methods you wish to appear in your checkout.

When using our plugins, API, or making an invoice to send to your customer(s) you'll be able to set if you want your customer(s) to pay the fees, or set the fees to yourself to pay.

AUD, BGN, BRL, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HRK, HUF, IDR, ILS, INR, ISK, JPY, KRW, MXN, MYR, NOK, NZD, PHP, PLN, RON, RUB, SEK, SGD, THB, TRY, USD, ZAR

No. Your customer simply pays with their info and once the order is complete you'll be able to withdraw the funds to your own crypto address(s). You don't connect any type of bank, paypal account, etc. to your profile.